Why Dubai ?

Dubai, a city full of business opportunities, career advancement, luxurious living and quality family life.

What are you waiting for?

The Living Experience in dubai from 

premier heights real estate

Why Dubai ? 

We can provide four options to buy a property in Dubai 

  • Option A : Brand New Homes 

  • Option B : Used Homes 

  • Option C : Payment Plans Homes until Home is Ready

  • Option D : Luxury Homes 

Our Offer

  • Get up to 70% home finance.

* This Proposal is only Valid for Option A, C and D. 

Options A

Brand New Properties

  • Brand-New properties. No one lived before. 

  • Higher Price usually , but you can find good opportunities at some Dubai Areas. 

  • Good for Cash or Crypto buyers. Banks installments can be, but at some requirements.

  • Property have a high return of investement. It will always attracts new tenants.

  • Property have high resale value compared to what is available in the market.

  • Contacting the owner, paperwork, ongoing applications until finish is required. 

Options B

Paymment Plans Properties

  • Payment plans, means you buy a property while under construction. You will be able to use until handover by the property developer, however, you can sell it any time. 

  • This option is very good when you plan to be in Dubai after a year or so.

  • This option is good if you like to pay in installements. However, you can still get mortage options too. 

  • Usually less price compared to Brand new properties.

  • You need to choose payment plans with an excellent developer. 

  • Contacting the developer, paperwork and ongoing applications until finish is required. 

  • Higher return of investment, The property price will increase  after handover.  

Options C

Seconday Market Properties

  • Used property.

  • You need a Dubai consultant to give you indepth analysis regarding the property history, market value, resell value, return of investement value, rental value. 

  • Cheaper option comapred to both A and B. 

  • comapred to option A and B, it is less return of investement. 

  • No installements , on cash or crypto buyers. 

  • Contacting the owner, paperwork, ongoing applications until finish is required. 

Options D

Luxury Properties.

  • VIP and Millionaire properties. 

  • Luxurious properties comes with a specific features, which are available. From Villas to huge Apartements, from Elite Penthouses to Mansions. 

  • Higher price, it is only for selected clients with high budget ability. Cash or crypto is accepted. 

  • Consultants are needed here to make your wishes available. 

  • Give us a contact and will provide exclusive options. 

   Invest in Dubai Properties 

Dubai is full of investments opportunities and Real Estate is one major sector invest in: 

  • We will Guide to Area by Area Investment Analysis and the potential growth over the years and risk assessments. 

  • We will provide full After Purchase Services in Real Estate such as Marketing & Listing, Photography & Videography Buying Consultation , Clients Viewing  and more. 

  • We can provide range of opportunities analysis in Reselling your Property, Renting for long periods , Renting for Shorty Periods, Holiday homes Services and Sourcing Clients for you to fulfil these opportunities.  

  • We can provide in house renovation services.

   Why Choosing Us

  • In-Depth Market Analysis

  • Risk Analysis

  • One Consultant, All Real Estate Needs

  • One Consultant , All Dubai  Developers 

  • Business Opportunities in Dubai

  • Business Opportunities in Abu Dhabi

   Get Residence Visa Permit 

When you purchase a property in Dubai , you can facilitate the option of getting a residence visa in Dubai based on you investments: 

  • When investing in property buy from 270 000 $ , then you will be eligible for a 6 months residence visa permit. 

  • When investing in property buy from 200 000 $ + 2700 $ minimum monthly income, then you will be eligible for a 3 years residence visa permit. 

  • When investing in property buy from 1360 000 $, then you will be eligible for a 5 years residence visa permit. 

We Love Dubai , We Know Dubai

Frequently Asked Questions

Do you provide Mortgage Assistance ? 

Yes , as property consultants , we will provide a 360 degree financing consultation to buy your property and we have a range of financial proposals to select from. We will also help you in: 

  • Fastest Approvals
  • Exclusive Rates and Terms
  • Lowest Paperwork
  • No Hidden Charges or Extra Payments
  • Flexible & Convenient Payment Plans

What Mortgage Type available for me ? 

Mortgage loans have various types, mainly differing on interest rates and their calculations. 
  • Fixed Rate Mortgages
A fixed interest rate from the beginning to the end of the loan term. This solution is easier for you to plan and make your payments.

  • Variable Rate Mortgage
a Variable interest rate and is always changing. It follows the interest rate as regulated by Emirates Interbank Offered Rate (EIBOR). Here, you don’t know how much interest you will have to pay in your next Equated Monthly Installment (EMI), But it can be useful also as sometimes rates can become very low from time to time.

  • Discounted Rate Mortgage
This provide you with highly attractive mortgage rates, but they are offered on limited time. After that period, a higher interest rate is applicable to the principal amount. If you choose to pay off the loan within the discounted period, you will save a lot of money in terms of total interest to be paid.

  • Capped Mortgage 
An adjustable-rate mortgage. This follows the Emirates Interbank Offered Rate (EIBOR) rate as the basis for interest calculations, but there is an upper limit set for the interest rate. As a benefit, You can always be aware of the maximum Equated Monthly Installment (EMI) you will pay and manage accordingly.

  • Offset Mortgage 
You can benefit of changing the principal amounts, which impacts the interest rates and Equated Monthly Installment (EMI), if you deposit a certain amount of money to the lender bank, the outstanding principal amount will reduce accordingly. There are also no barriers to draw that amount, allowing a lot of freedom and control.

What are the requirements to issue a Mortgage ? 

Within the UAE, financial institutions adhere to a specific criterion which are:

    Credit history

    Length of employment in UAE

    Time spent within the UAE (Usually from 6 to 12 months)

    Total business period in UAE (Usually 3 years)

What are the Fees during my property purchase? 

  • Land Department Fees = 4% Property Value + 580 AED
  • Property Registration Fees = 4000 AED for over than 500,000 AED + 5% VAT
  • Mortgage registration fee = 0.25% of the mortgage loan 
  • Evaluation Fees = (2500-3500) + 5% VAT
  • Commission for real estate.
  • What is the maximum Mortgage period in UAE ? 

    25 Years for nationals and residents and 15 years for non residents.

    What is the Mortgage Financial Cap ? 

    Up to 85% of the property value for UAE nationals and 80% for the expats.

    What is the salary terms to issue a Mortgage ?

    The minimum salary from 10,000 AED for UAE nationals and 15,000 AED for expats. 

    How much Mortgage amount eligibility ? 

     Not more than 25% or 28% of the income is required to pay the Equated Monthly Installment (EMI). 

    Do the Mortgage include utilities payments  ? 


      Is there an option to rent to own ? 

      Yes, but limited. 

      What are the T & C for Mortgage Loan

      The mortgage agreements and processes are monitored by the Government and must comply with the laws. The Real Estate Regulatory Agency (RERA) requires a set of documents and other particular for registration of the mortgage agreement. You can check the procedure and requirements for RERA Registration Unregistered contracts will be considered null and void. The applicant must fulfil all the conditions for eligibility set by the government of UAE. RERA registrations require a non-refundable fee of AED 1000.

      Can you provide Mortgage Preapproval ? 

      For individuals who are looking to purchase a home within the UAE, it is essential to get prior mortgage approval. We can help you to find out. 

      Does property value affects the down payments?

      If a person buys their first property which is under AED 5 million, the minimum down payment they will need to pay is 20%. If a non-national buys a property over AED 5 million, the minimum down payment is 30%.     For a second, third and any more properties of any price, the down payment is at least 40%. If the property is off-plan or under construction, the down payment will be 50% of the purchase price of the property.

      If you want a zero down payment home loan in Dubai, then rent to own property may be a good fit for you.

      What is the Mortgage loan maximum I can get ? 

      Typically, though, for a property purchase price under AED 5 million, the maximum loan-to-value ratio for foreign nationals is 80% and for UAE nationals is 85%. For properties valued at over AED 5 million, the loan to value ratio decreases to a maximum of 70% for expats and 75% for nationals.

      What are the documents to have Mortgage loan ?

      • Identification documents (passport) 
      • Proof of your individual/legal residence in Dubai.
      • Evidence of your individual residential address.
      • Documents required for proving that you have a good credit history (bank statements, proof of income, tax returns and employment letter) 
      •  Documents required for proving mortgage affordability.

      How much Mortgage loan cost fees ? 

       Bank fees including the property valuation fees, processing fees, and insurance registration fees. The mortgage registration fee which is 0.25% of the total value of your approved mortgage. Mortgage life insurance, which will have a varying costs depending on the type of property and mortgage.

      Why Choosing Us?
      We are here to help you to put the right decision to purchase your dream property. Let's communicate and feel free to reach us.

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      • Address
        Office 202, Building C, Al Saaha Offices Souk Al Bahar Old Town Island، Burj Khalifa District - Dubai
      • Contact Details


      Get In Touch

      We value our customers greatly, and are always here to help. If you have any questions, queries or comments feel free to drop us a line and we will get back to you as soon as we can.